BridgerPay CEO Ran Cohen reports that stablecoin payments are predominantly used for global settlement and B2B transactions, not consumer-facing checkout. This indicates that despite their potential, stablecoins have yet to achieve widespread adoption as a retail payment method. The current utility is concentrated in infrastructure and inter-business transfers, highlighting a gap in consumer integration. This trend suggests that while stablecoins are proving valuable for efficiency in backend operations, their impact on daily consumer spending remains limited, pushing broader retail adoption further into the future. Watching for new consumer-focused stablecoin applications will be key.
This highlights stablecoins' current role as an efficient B2B and settlement layer, not a retail payment rail. Institutional focus should remain on infrastructure plays and arbitrage, rather than direct consumer market penetration. It underscores the need for regulatory clarity and user-friendly interfaces for consumer adoption.
This story reveals that stablecoins are finding their niche in backend efficiency and inter-business transfers, not consumer payments. It underscores the maturity of stablecoins as a settlement layer. This suggests continued institutional and infrastructure-driven demand, rather than immediate retail-led price action.
Stablecoin payments run through settlement and B2B rails, not consumer checkout, BridgerPay CEO Ran Cohen said. Stablecoin payments are running through global settlement and B2B rails rather than consumer checkout pages, BridgerPay co-founder Ran Cohen said in an interview. Stablecoin…